Musty's Blog

Read up on the latest news.

Let's Talk About Your Future

A close-up of empty wine glasses and place settings on a table in a warmly lit, elegant restaurant with decorative lights and a festive atmosphere—perfect for gatherings or celebrating milestones with local insurance agents.

Event-Based Insurance Explained for Minnesota and Wisconsin Hosts

April 8, 2026

You spent months planning it. The venue is booked, the vendors are confirmed, and the guest list is set. Then the day arrives, and something

Four chefs in white uniforms work in a professional kitchen, preparing food at stainless steel counters. Like local insurance agents, they expertly handle each ingredient with care, ensuring everything comes together perfectly.

Common Types of Commercial Insurance Explained

April 1, 2026

Running a business in Minnesota or Wisconsin means juggling growth, employees, and daily demands. Understanding the most common types of commercial insurance helps protect what

Three people, two children and one adult, smile and paddle together in a blue inflatable kayak on a calm river, enjoying the peace of nature—just the kind of moment local insurance agents help protect for families.

Health Insurance When Traveling Internationally

March 12, 2026

Your regular health insurance feels reliable at home in Red Wing or Lake City. But the moment you board an international flight, that familiar coverage

How Life Insurance Works and Why People Choose It

March 4, 2026

Most people know life insurance matters, but put off learning exactly how life insurance works and why people choose it until a major life event

A winding road curves through dense green forest, viewed from above. Sunlight highlights patches of trees, creating a vibrant and lush landscape, much like the peace of mind local insurance agents provide as you journey ahead.

Why Minimum Coverage Isn’t Always Enough in Minnesota

February 10, 2026

Why minimum coverage isn’t always enough for MN residents. Learn how low limits leave your home and savings at risk in Red Wing, Lake City, and Lutsen.

What Home Insurance Typically Covers

February 10, 2026

Home insurance typically covers your dwelling, belongings, liability, and temporary housing. Get coverage that works when you need it, protecting your family.