Musty's Blog
Let's Talk About Your Future

Hit a Deer in Minnesota? What Auto Insurance Covers
Hitting a deer is one of the most common causes of vehicle damage in Minnesota and Wisconsin, especially during the fall rut. If it happens

What Minnesota Fishing and Hunting Guides Need Beyond a DNR License
For anyone running fishing charters on Lake Pepin, guiding waterfowl hunts in southeastern Minnesota, or offering seasonal outdoor adventures across the state, having the right

Is Pet Insurance Worth It? A Minnesota Insurance Agent Breaks It Down
If your dog suddenly needs emergency surgery or your cat develops a chronic illness, veterinary bills can reach thousands of dollars. That’s why more pet

Do You Need Boat Insurance in Minnesota? What’s Covered and What’s Not
You don’t need a boat insurance policy to register your pontoon in Red Wing or launch your fishing boat on Lake Pepin. Minnesota law doesn’t

How to Choose Insurance for Your Property Management Company
Managing properties means managing risk. Whether you oversee commercial buildings, vacation rentals, condominium associations, or residential properties, your responsibilities extend well beyond collecting rent. You’re

Vacation Rental Insurance in Minnesota: A Guide for Airbnb and VRBO Hosts
Your standard homeowner’s policy probably excludes commercial rental activity. That means the moment a paying guest books your Minnesota cabin, you may be carrying more