Please ensure Javascript is enabled for purposes of website accessibility Affordable Business Insurance for Your Lake City, MN Company

Business and Commercial Insurance

Small, mid-size, or large, we’re in the business of protecting your business.

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The MBA Business Insurance Experience

Here at the Musty-Barnhart Agency we believe that buying business insurance is more about what you get rather than what you pay for it. There is a reason that our customer retention is so incredibly high. It’s called relationships! We are there for our customers in many different ways for many different reasons and our customers know they can count on that relationship to be there whenever they need it.

We take a very generalist approach to writing business insurance. With a wide range of products, companies and services available, chances are we will be able to help you create an insurance program that fits your needs.

Here is an example of what some of our customers say about working with us.

“Musty Barnhart Agency has been one of the best partnerships we have made as a business. I thought it was impossible to find an insurance company that still operates with a personal touch. They are always responsive; I can get ahold of Bob whenever I have a pressing issue. His entire team treats us as truly valued clients. Not only do they actually answer the phone, but they are always willing to educate, explain or assist with whatever we need.”

Targeted Products and Services for:

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  • Small or large
  • Property management exposures
  • Guides/Outfitters
  • Climbing walls, archery, hunting, fishing, hiking, kayaking/canoeing, Zip Lines
  • Industry compliance assistance
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  • Experience with Property Managers
  • Superior products and Common Interest Community knowledge
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  • Directors & Officers Liability
  • Special Events and Activities
  • Buildings and Personal Property
  • Collectibles/Museum floaters
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  • Home Builders (Including General Contactors)
  • HVAC
  • Paving Contractors
  • Excavation
  • Electrical Contractors
  • Nurseries Including Landscaping
  • Plumbing
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  • Wood Products
  • Pallets including Repair
  • Metal Goods
  • Food Products
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  • Dining including Liquor Liability
  • Cafés
  • Bakeries
  • Delis
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  • Safety Program assistance
  • Compliance assistance
  • Experience Mod calculation
  • Carriers with superior claims management experience
  • Specialized programs for several industries
  • Loss Prevention/Loss Control materials