Business & Commercial Insurance

Small, mid-size, or large, we’re in the business of protecting your business.

Let's Talk About Your Future

The MBA Business Insurance Experience

At the Musty-Barnhart Agency, we believe that purchasing business insurance is about the value you receive, not just the price you pay. Our exceptional customer retention speaks for itself—it’s all about relationships! We’re committed to being there for our clients across various industries, including the hotel/motel industry, non-profit organizations, contractors, manufacturing, restaurants, and workers’ compensation. Our clients trust us to provide reliable support whenever they need it.

We take a broad, generalist approach to business insurance, offering a wide range of products, carriers, and services. Whether you’re in hospitality, manufacturing, or any other sector, we’re here to help you create a customized insurance program that meets your unique needs.

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Our Professials are here to help

Here is an example of what some of our customers say about working with us.

“Musty Barnhart Agency has been one of the best partnerships we have made as a business. I thought it was impossible to find an insurance company that still operates with a personal touch. They are always responsive; I can get ahold of Bob whenever I have a pressing issue. His entire team treats us as truly valued clients. Not only do they actually answer the phone, but they are always willing to educate, explain or assist with whatever we need.”

Targeted Products and Services for:

Resort Hotel/Motel Industry

  • Small or large
  • Property management exposures
  • Guides/Outfitters
  • Climbing walls, archery, hunting, fishing, hiking, kayaking/canoeing, Zip Lines
  • Industry compliance assistance
  • Townhome/Condominiums Associations w/short term rentals
  • Share Ownership
  • Properties
  • Vacation Rentals
  • For Profit D&O
  • Risk Management/Loss Prevention/Safety programs assistance and implementation

Non-Profit Organizations – All types and sizes

  • Directors & Officers Liability
  • Special Events and Activities
  • Buildings and Personal Property
  • Collectibles/Museum floaters
  • Coverage for fundraising events
  • Property of Others
Contractor showing off plans

Contractors

  • Home Builders (Including General Contactors)
  • HVAC
  • Excavation
  • Electrical Contractors
  • Nurseries Including
  • Landscaping
  • Plumbing
  • Contractors E&O
  • Pollution Coverage
  • Builders Risk

Manufacturing

  • Cabinet Shops
  • Metal Goods
  • Food Products
  • Metal Goods/Fabricating
  • Food Products
Inside a Restaurant

Restaurants

  • Dining including Liquor
  • Liability
  • Cafés
  • Bakeries
  • Delis
  • Catering
  • Food Trucks

Med Spa

  • Professional Liability
  • General Liability
  • Coverage Tailored based on services provided

For Immediate Assistance Call

We are ready to protect your business. Talk to one of our multi-state licensed agents today