Business & Commercial Insurance
Let's Talk About Your Future
The MBA Business Insurance Experience
At the Musty-Barnhart Agency, we believe that purchasing business insurance is about the value you receive, not just the price you pay. Our exceptional customer retention speaks for itself—it’s all about relationships! We’re committed to being there for our clients across various industries, including the hotel/motel industry, non-profit organizations, contractors, manufacturing, restaurants, and workers’ compensation. Our clients trust us to provide reliable support whenever they need it.
We take a broad, generalist approach to business insurance, offering a wide range of products, carriers, and services. Whether you’re in hospitality, manufacturing, or any other sector, we’re here to help you create a customized insurance program that meets your unique needs.

Our Professials are here to help

Lindsay Kubes
CIC, CISR
Business Insurance Sales

Bob Kubes
CIC

Michelle Hurlbut
CIC, CISR

Katie Robinson
Here is an example of what some of our customers say about working with us.

Targeted Products and Services for:

Resort Hotel/Motel Industry
- Small or large
- Property management exposures
- Guides/Outfitters
- Climbing walls, archery, hunting, fishing, hiking, kayaking/canoeing, Zip Lines
- Industry compliance assistance
- Townhome/Condominiums Associations w/short term rentals
- Share Ownership
- Properties
- Vacation Rentals
- For Profit D&O
- Risk Management/Loss Prevention/Safety programs assistance and implementation

Non-Profit Organizations – All types and sizes
- Directors & Officers Liability
- Special Events and Activities
- Buildings and Personal Property
- Collectibles/Museum floaters
- Coverage for fundraising events
- Property of Others

Contractors
- Home Builders (Including General Contactors)
- HVAC
- Excavation
- Electrical Contractors
- Nurseries Including
- Landscaping
- Plumbing
- Contractors E&O
- Pollution Coverage
- Builders Risk

Med Spa
- Professional Liability
- General Liability
- Coverage Tailored based on services provided