Insurance in Red Wing, MN

Your Trusted Insurance Partner in Red Wing, MN

Let's Talk About Your Future

Serving Individuals, Families, and Businesses

Musty-Barnhart Agency Inc. is proud to be your hometown source for reliable, personalized insurance in Red Wing, MN. With deep roots in the local community and decades of experience, we’re here to serve individuals, families, and businesses with tailored coverage options and outstanding customer care. Whether you’re looking for personal insurance, business protection, or life and health coverage, our dedicated team has the knowledge and resources to find what fits you best.

As one of our four convenient locations, our Red Wing office provides direct access to the full range of services you’ve come to expect from Musty-Barnhart—delivered by real people who live and work right here in your community.

Comprehensive Personal Insurance in Red Wing, MN

We understand that your personal assets represent your hard work and your future. That’s why we offer a broad array of personal insurance options in Red Wing, MN, designed to safeguard your property, vehicles, and personal well-being.

Our personal insurance services include:

  • Homeowners Insurance
  • Condo/Townhome and Renters Insurance
  • Mobile Home and Builder’s Risk Insurance
  • Vacant Property and Dwelling/Landlord Coverage
  • Flood and Umbrella Insurance
  • Auto Insurance (including antique cars, motorcycles, and utility trailers)
  • RV, Boat, ATV, and Snowmobile Coverage
  • Valuable Items Protection (jewelry, fine arts, collectibles)
  • Pet Insurance

 

As an independent insurance agency, we’re not limited to one provider. Instead, we work with multiple top-rated carriers to deliver policies that match your unique needs and budget. We believe there’s no such thing as one-size-fits-all insurance—just the right protection for your life.

Business Insurance in Red Wing, MN

For entrepreneurs, contractors, nonprofits, and business owners, having the right insurance coverage is critical to staying protected and competitive. Musty-Barnhart offers fully customized business insurance in Red Wing, MN, designed to cover a wide range of industries and risk exposures.

We specialize in commercial insurance plans that include:

  • General Liability and Commercial Property Insurance
  • Hospitality & Lodging (hotels, motels, resorts)
  • Guides, Outfitters, and Adventure-Based Business Coverage
  • Contractors: Plumbing, HVAC, Excavation, Landscaping, Electrical
  • Builder’s Risk, Pollution Liability, and Contractor E&O
  • Dining and Food Industry Coverage (restaurants, food trucks, delis, cafés)
  • Manufacturing (metal goods, cabinetry, food products)
  • Med Spa General and Professional Liability
  • Nonprofit Insurance (D&O coverage, fundraising event protection)

 

We don’t just sell business insurance—we help you manage your risk. Our agents work directly with you to build a plan that accounts for the specific challenges your business may face, offering support with compliance, safety programs, and claims prevention.

Asian family playing with child

Health and Life Insurance in Red Wing, MN

Life is full of unexpected turns, which is why protecting your health and future with the right insurance matters more than ever. We’re here to make the process easier by offering flexible, personalized health and life insurance in Red Wing, MN.

Our offerings include:

  • Individual and Family Health Coverage
  • Vision and Dental Insurance
  • Medical and Hospital Expense Plans
  • Short-Term and Travel Health Policies
  • Medicare Supplement Insurance
  • Term, Whole, and Universal Life Insurance
  • Children’s Life Insurance
  • Disability and Long-Term Care Insurance
  • Annuities

 

Our licensed agents will walk you through each option, helping you understand what fits best based on your current needs, future goals, and family situation. We’ll make sure you’re covered, without confusion or high-pressure sales tactics.

Medicare Part D RX and Medicare Cost Plans in Red Wing, MN

Choosing the right Medicare plan can be complicated, but with Musty-Barnhart by your side, it doesn’t have to be difficult. We provide trusted support for Medicare Part D RX and Medicare Cost Plans in Red Wing, MN.

We’ll help you compare plans, evaluate coverage levels, and select an option that aligns with your prescription needs, preferred providers, and financial circumstances. Whether you’re just becoming eligible for Medicare or reviewing your annual plan, we offer personalized, local assistance every step of the way.

Why Choose Musty-Barnhart for Insurance in Red Wing, MN?

  • Locally Owned & Operated: We’re not just your insurance agents—we’re your neighbors.
  • Independent Advantage: Access to a wide range of highly rated insurance carriers.
  • Human Connection: You’ll always speak with a real person, not a call center.
  • Community-Focused: We proudly support the Red Wing Area Chamber of Commerce.
  • Experienced Leadership: Owners Bob Kubes and Dee Whipple lead with integrity and care.

Start Protecting What Matters Today

When you need dependable insurance in Red Wing, MN, turn to an agency that’s rooted in your community and committed to your well-being. At Musty-Barnhart, we’re here to support your journey, whether that’s protecting your home, expanding your business, or securing your family’s future.

Contact us today at 651-388-7128, online for a personalized consultation and free quote, or stop by our Red Wing office to meet with one of our trusted agents. We’re ready to help you protect what matters most.