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What Is Short-Term Health Insurance?
Also called short-term medical insurance, this is a type of policy that’s designed to be temporary. A short-term health insurance plan is normally affordable and easy to obtain quickly. Plans can typically be cancelled at any time. If you need medical coverage and you need it now, this may be the plan for you.
What Does Short-Term Health Insurance Cover?
This type of plan is different from a traditional health insurance plan. Typically, a short-term policy may cover the following:
Urgent Care
Emergency Care
Preventative Care
Doctor Visits
Prescriptions
Who Should Look for Short-Term Health Insurance?
Anyone who is experiencing a gap in their healthcare coverage can seek a short-term health insurance plan. Some situations in which this may happen include:
Loss of employer-provided healthcare, including loss of job
Waiting for employee benefits to apply after taking a new job