How to Prevent Cold Weather Injuries  

blog image of a man with a cast on his arm at work

Many people in the world still have jobs and positions that require them to complete work outside no matter the weather. Worker’s compensation benefits were indoctrinated to help protect those who work in labor-intensive positions. While we can lean on the workers’ compensation benefits to cover work-related injuries, it is in everyone’s best interest to […]

Applying for Disability: What You Need to Know 

blog image of a disabled person in the workplace

Applying for disability can be a scary situation to be put in. The government has two different programs that are set in place to help assist those who are now needing disability assistance. If you are newly disabled, you may be wondering if you qualify for financial assistance from the Social Security Administration (SSA). The […]

3 Reasons You Need Contractors Insurance

Smiling man in a blue hard hat and tie stands with arms crossed in a building under construction. Text reads: 3 Reasons You Need Contractors Insurance from your local insurance agents.

With the introduction of DIY products and ambitious projects done on Pinterest, more and more people are trying their swing at becoming a contractor in their spare time. Working as a contractor seems to be more fun than working a regular 9 to 5 job. Being a contractor means you’re the boss. You could own […]

Choosing Auto Insurance That’s Right for You  

A woman smiles and raises her hand enthusiastically while riding in a car with another person driving. Overlaid text reads: Choosing auto insurance that’s right for you—talk to your local insurance agents today.

These days we’ve seen an influx of people choosing to travel rather than buy material things. It’s about the experiences over physical objects. Usually, choosing a car would result in hours of research, test-driving, and multiple visits to different car lots. You got the car and you’re all set to hit the road, right? Being […]

Why Do I Need Renter’s Insurance? 

A man and woman unpack cardboard boxes in a living room. Text overlay reads, Why Do I Need Renter’s Insurance? Connect with local insurance agents to find the right coverage for your new home.

If you are planning to move out on your own for the first time or maybe you are renting a room, chances are you’re going to need to invest in renter’s insurance. Only a staggering 41% of renters actually have renter’s insurance. Some building managers require tenants to get renters insurance, but many don’t. Just because no […]

Giving Back to Your Employees: Why a Great Benefits Package Matters 

A man sits in a dental chair, smiling at a tablet held by a dental professional. Text beside them reads, Giving Back to Your Employees: Why local insurance agents matter for a great benefits package.

Ray Silverstein, president of small business advisory group President’s Resource Organization, has said that there are specific benefits that good employees expect out of a job. Entrepreneur published his perspective that while medical insurance is at the top of that list of expectations, business owners should also be intentional about offering employees retirement plans, disability […]

How Can You Be Safe On The Road?

A person riding a motorcycle on a winding road at sunset with the text How Can You Be Safe On The Road? displayed across the image, highlighting tips from local insurance agents.

Did you know that motorcyclists are much more vulnerable to crashes than other drivers? According to NHTSA, there were 5,172 motorcyclists killed in motor vehicle traffic crashes – a decrease of 3 percent from the 5,337 motorcyclists killed in 2016. Motorcycle safety is becoming a growing concern. Of the 5,172 motorcyclists killed in traffic crashes, […]

Treehouses & Trampolines: What’s Insured in Your Outdoor Space

Two young children, a boy and a girl, are happily jumping on a trampoline in a sunlit yard surrounded by trees. Text on the image highlights how local insurance agents can help with coverage for treehouses and trampolines.

Backyard fun may come at a cost, but that doesn’t mean you should avoid splurge purchases like trampolines and treehouses altogether. Ultimately, it’s a family decision, partly based on feedback from your pediatrician on risk vs. benefit, and partly based on whether your spirit for adventure outweighs your concern for a potential accident. It’s also […]

A Guide to Preventing Slips and Falls Around Your Business 

A yellow caution wet floor sign stands on a hallway floor with the text: “A Guide to Preventing Slips and Falls Around Your Business” displayed beside it—expert tips from your local insurance agents.

Whether you actually hurt yourself or just suffer from a bruised ego, slipping and falling is always a nasty shock. At home, you can usually just dust yourself off and forget about it, but if you own a business, slips and falls suddenly become much more serious. Maintaining a safe business property for your employees […]

6 Things to Know About Aging Out of Your Parents’ Health Insurance

A smiling young woman holds a birthday cake with lit candles as people applaud. Text on the image reads, 6 Things to Know About Aging Out of Your Parents’ Health Insurance—get tips from local insurance agents.

The Affordable Care Act allows young adults to avoid high premiums and retain health insurance coverage as a dependent on their parents’ health insurance plans. What age you get the boot and need to insure yourself varies. The ACA states that you lose coverage from your parents’ plans at age 26. Some states, like New […]