Boating Insurance

Protect your boat all season long with MBA Insurance Services’ boating insurance solutions.

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Stay Covered on the Water

There’s nothing quite like spending a day on the lake, casting a line, or cruising along Minnesota and Wisconsin’s waterways. But with the joy of boating comes responsibility—and risk. Just like your car or home, your boat deserves reliable protection. At MBA Insurance Services, we provide comprehensive boating insurance designed to safeguard your vessel, your passengers, and your peace of mind. Whether you’re enjoying a relaxing day on Lake Pepin, fishing in northern Minnesota, or sailing the Mississippi, our boating insurance in Minnesota and Wisconsin keeps you covered.

What Is Boating Insurance?

Boating insurance in Minnesota and Wisconsin is an An insurance plan for recreational boats used for fishing, sailing, and other water activities. It’s tailored specifically to protect watercraft and their owners from financial loss due to accidents, damage, or liability claims. Boats can be a significant investment, and unforeseen events, from a sudden storm to an unexpected collision, can quickly create costly problems. With MBA Insurance Services, you’ll have access to policies that make sure you’re covered every time you head out on the water.

What It Covers:

  • Boating accidents and injuriesy
  • Weather-related damage
  • Vandalism

Coverage options are not limited to these three essentials. Many boat owners also choose policies that include:

  • Towing and emergency assistance
  • Uninsured/underinsured boater protection
  • Equipment and trailer coverage
  • Fishing gear and personal belongings protection
  • Fuel spill liability and wreckage removal

Having boating insurance in Minnesota and Wisconsin means you can enjoy your time on the water without worrying about what could go wrong. From minor incidents to major accidents, your coverage ensures you’re financially protected.

Why You Need Boating Insurance

Your car isn’t the only thing that needs to be protected from external forces. If your passion takes place on the water, be sure to invest in protecting the thing that makes it all possible — your boat! Boats face unique risks that standard homeowners or auto insurance policies don’t typically cover. Consider these scenarios:

  • A severe storm damages your boat while docked.
  • You accidentally collide with another watercraft.
  • A passenger is injured while on board.
  • Your boat is vandalized or stolen.

Without boating insurance, you could be left to handle these costs on your own. With MBA Insurance Services, we’ll find the right policy to match your lifestyle and boating habits, so you’re prepared for every situation.

Tailored Policies for Every Boater


At MBA Insurance Services, we know every boater has different needs. That’s why our agents take the time to understand how you use your vessel and what type of coverage makes the most sense for you. We offer policies for:

  • Fishing boats
  • Sailboats
  • Pontoon boats
  • Jet skis and personal
  • Watercraft
  • Cabin cruisers
  • Runabouts

Whether you’re a weekend adventurer or a seasoned sailor, our boating insurance in Minnesota and Wisconsin is flexible enough to provide the exact protection you need.

The MBA Insurance Services Difference

When you choose MBA Insurance Services, you’re not just buying a policy—you’re gaining a partner who values your safety and peace of mind. As a locally owned, independent agency, we work with multiple top-rated carriers to give you options. This means better rates, better coverage, and better service. Our team is committed to:

  • Helping you understand your policy clearly
  • Offering personalized recommendations
  • Providing real-person support, not call centers
  • Advocating for you in the event of a claim

Protect Your Boat Year-Round

Minnesota and Wisconsin boaters know that seasonal changes can bring unique challenges, from harsh winters to unpredictable storms. Our boating insurance policies can include seasonal layup options and year-round protection to ensure your investment stays covered no matter the time of year.

Get Boating Insurance With MBA Insurance Services Today

Your boat is more than just a recreational vehicle—it’s your ticket to adventure, relaxation, and family memories. Don’t let unexpected events put those experiences at risk. With boating insurance in Minnesota and Wisconsin from MBA Insurance Services, you can focus on enjoying the water while we handle the protection. Call one of our Minnesota and Wisconsin- based agents for a free quote today! Our experienced team is ready to match you with boating insurance in Minnesota and Wisconsin that fits your needs and budget. Protect your boat, your passengers, and your peace of mind—because every great day on the water deserves great coverage.