Ice Dam Insurance Claim Guide: What Your Minnesota Homeowners Policy Covers 

A small gray house with white trim is surrounded by leafless trees and snow. A narrow, snow-cleared path leads to the front door, which is decorated with a white oval window—an inviting scene that underscores the importance of timely maintenance and being prepared for seasonal issues like an Ice Dam Insurance Claim.

An ice dam insurance claim can become necessary when melting snow refreezes along a roof edge, preventing water from draining properly. That trapped water can seep beneath roofing materials and damage ceilings, walls, insulation, and personal belongings. Does homeowners insurance cover ice dam damage? In many cases, a homeowners policy may cover sudden and accidental […]

Manufacturing Insurance: Coverage for Minnesota & Wisconsin Manufacturers

Stacks of packaged newspapers or magazines are on wooden pallets in a modern, automated printing facility—sometimes featuring ads from local insurance agents—amid conveyor belts, machines, and yellow metal framework overhead.

A manufacturing business can face significant financial losses from equipment breakdowns, property damage, product liability claims, employee injuries, or an unexpected shutdown. Manufacturing insurance brings together commercial coverage designed around the risks of production, including machinery, inventory, raw materials, finished products, employees, vehicles, and customer claims. For manufacturers in Red Wing, Lake City, Ellsworth, Lutsen, […]