Personal Insurance
Personal insurance in Red Wing, Lake City, Ellsworth, and Lutsen is a key part of financial planning, helping to safeguard your future and provide stability in the face of uncertainty.
Let's Talk About Your Future
Protecting What Matters Most With MBA Insurance Services
Life is full of milestones, adventures, and unexpected challenges. Having the right personal insurance ensures that you, your family, and your assets are protected no matter what life brings. At MBA Insurance Services, we specialize in providing customized personal insurance solutions for individuals and families in Red Wing, Lake City, Ellsworth, and Lutsen. Our goal is to deliver tailored protection with a personal touch, so you can live with peace of mind.
Why Personal Insurance Matters
Your home, car, and other belongings are more than just investments—they’re the foundation of your daily life. Without proper coverage, a single accident, storm, or unexpected event can cause significant financial hardship. Personal insurance serves as your financial safety net, ensuring that when the unexpected happens, you’re not left facing the consequences alone.
From property damage to personal liability, our team at MBA Insurance Services understands the specific risks that residents in Red Wing, Lake City, Ellsworth, and Lutsen face. We work with you to assess your needs, compare coverage options, and craft a plan that keeps you protected today and in the future.
Types of Personal Insurance We Offer
Homeowners Insurance
Your home is one of your largest and most important investments. Our homeowners’ insurance policies safeguard your property, personal belongings, and liability exposure. This coverage can protect you against losses from fire, storms, theft, and even certain types of water damage. It also includes liability protection in case someone is injured on your property. Whether you live in a historic house in Red Wing or a lakeside property in Lake City, we ensure your coverage is built around your specific needs and the unique risks of your location.
Auto Insurance
From daily commutes to weekend road trips, we offer personal insurance for your vehicles that provides protection against accidents, theft, vandalism, and other road hazards. This coverage can include collision, comprehensive, uninsured/underinsured motorist protection, and medical payments coverage. Our team finds coverage that fits your driving habits and budget while ensuring you meet Minnesota and Wisconsin requirements, giving you peace of mind every time you get behind the wheel.
Renters Insurance
Even if you don’t own your home, you still have personal belongings worth protecting. Renters insurance covers your possessions against theft, fire, smoke damage, and certain types of water damage, while also providing liability protection if someone is injured in your rental. It can even help cover additional living expenses if you are temporarily displaced from your home due to a covered loss.
Umbrella Insurance
When standard policies reach their limits, umbrella insurance offers extra liability protection that can extend over your home, auto, and other eligible policies. This coverage is especially valuable for those with significant assets, higher-than-average risk exposure, or those who host gatherings or events where accidents could occur. It ensures your financial well-being remains intact even after major claims.
Recreational Vehicle Insurance
We also offer coverage for boats, ATVs, snowmobiles, motorcycles, and other recreational vehicles. Policies can include protection for physical damage, liability, theft, and specialized coverage for equipment or accessories. This is perfect for the active lifestyles found in Red Wing, Lake City, Ellsworth, and Lutsen, where outdoor adventures are a way of life.
How We Customize Personal Insurance Coverage
No two households are the same, which means no two personal insurance policies should be either. At MBA Insurance Services, we:
- Take time to understand your lifestyle, assets, and risk factors
- Compare policies from top-rated insurance carriers
- Offer coverage recommendations in plain, easy-to-understand terms
- Adjust your coverage as your needs evolve
Our commitment to personal service means we’re always here to answer questions, update your policy, or guide you through the claims process.
The MBA Insurance Services Difference
We’re not just insurance agents; we’re your neighbors. With offices conveniently located in Red Wing, Lake City, Ellsworth, and Lutsen, we understand the local risks, weather patterns, and community values that impact your insurance needs. This local expertise allows us to recommend the right personal insurance solutions with confidence.
Our clients trust us because:
- We provide real, one-on-one service—no call centers
- We have strong relationships with multiple insurance carriers
- We advocate for you during the claims process
- We prioritize your needs over quotas or sales goals
Our Professials are here to help
Kelsey Flueger
Service Agent
Claire Straub
Service Agent
Serving Your Personal Insurance Needs Across the Region
Whether you’re protecting a family home, a new car, or a treasured cabin up north, MBA Insurance Services is here to help. Our team proudly serves clients in Red Wing, Lake City, Ellsworth, and Lutsen, delivering personal insurance solutions that truly fit your life.
Learn more about our personal insurance options
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Home & Property
Contact MBA Insurance Services Today
Don’t leave your financial security to chance. Contact MBA Insurance Services today to learn more about our personal insurance solutions. Call us at 651-388-7128, visit one of our local offices in Red Wing, Lake City, Ellsworth, and Lutsen, or request a quote online.
We’re ready to protect what matters most to you.