Why Do I Need Renter’s Insurance? 

A man and woman unpack cardboard boxes in a living room. Text overlay reads, Why Do I Need Renter’s Insurance? Connect with local insurance agents to find the right coverage for your new home.

If you are planning to move out on your own for the first time or maybe you are renting a room, chances are you’re going to need to invest in renter’s insurance. Only a staggering 41% of renters actually have renter’s insurance. Some building managers require tenants to get renters insurance, but many don’t. Just because no […]

Giving Back to Your Employees: Why a Great Benefits Package Matters 

A man sits in a dental chair, smiling at a tablet held by a dental professional. Text beside them reads, Giving Back to Your Employees: Why local insurance agents matter for a great benefits package.

Ray Silverstein, president of small business advisory group President’s Resource Organization, has said that there are specific benefits that good employees expect out of a job. Entrepreneur published his perspective that while medical insurance is at the top of that list of expectations, business owners should also be intentional about offering employees retirement plans, disability […]

How Can You Be Safe On The Road?

A person riding a motorcycle on a winding road at sunset with the text How Can You Be Safe On The Road? displayed across the image, highlighting tips from local insurance agents.

Did you know that motorcyclists are much more vulnerable to crashes than other drivers? According to NHTSA, there were 5,172 motorcyclists killed in motor vehicle traffic crashes – a decrease of 3 percent from the 5,337 motorcyclists killed in 2016. Motorcycle safety is becoming a growing concern. Of the 5,172 motorcyclists killed in traffic crashes, […]

Treehouses & Trampolines: What’s Insured in Your Outdoor Space

Two young children, a boy and a girl, are happily jumping on a trampoline in a sunlit yard surrounded by trees. Text on the image highlights how local insurance agents can help with coverage for treehouses and trampolines.

Backyard fun may come at a cost, but that doesn’t mean you should avoid splurge purchases like trampolines and treehouses altogether. Ultimately, it’s a family decision, partly based on feedback from your pediatrician on risk vs. benefit, and partly based on whether your spirit for adventure outweighs your concern for a potential accident. It’s also […]

A Guide to Preventing Slips and Falls Around Your Business 

A yellow caution wet floor sign stands on a hallway floor with the text: “A Guide to Preventing Slips and Falls Around Your Business” displayed beside it—expert tips from your local insurance agents.

Whether you actually hurt yourself or just suffer from a bruised ego, slipping and falling is always a nasty shock. At home, you can usually just dust yourself off and forget about it, but if you own a business, slips and falls suddenly become much more serious. Maintaining a safe business property for your employees […]

6 Things to Know About Aging Out of Your Parents’ Health Insurance

A smiling young woman holds a birthday cake with lit candles as people applaud. Text on the image reads, 6 Things to Know About Aging Out of Your Parents’ Health Insurance—get tips from local insurance agents.

The Affordable Care Act allows young adults to avoid high premiums and retain health insurance coverage as a dependent on their parents’ health insurance plans. What age you get the boot and need to insure yourself varies. The ACA states that you lose coverage from your parents’ plans at age 26. Some states, like New […]

What Does It Mean to Be Financially Literate? 

A notebook, calculator, glasses, pen, and cup of coffee on a desk with a monthly budget sheet; text on the left reads What Does It Mean to be Financially Literate?, highlighting advice from local insurance agents.

A person who is financially “literate” knows how to budget, knows how to invest, and knows how to manage long-term finances. In general, you can consider yourself financially literate if… …you know how to take care of your debt.  US News & World Report suggests that the wisest strategy for paying off what you owe is […]

Four Ways Motorcycle Safety Doesn’t Compromise Fun

A person in a leather jacket holds a motorcycle helmet beside a red sport motorcycle. Text overlay reads: Four Ways Motorcycle Safety Doesn’t Compromise Fun—tips recommended by your local insurance agents.

Feeling the wind as you ride your motorcycle down a winding mountainside can certainly be exhilarating. Riding is an activity that combines mindfulness, adventure, and nature in a way that is uniquely distinct from simply driving a car. Unfortunately, according to the Insurance Institute for Highway Safety, a motorcyclist who crashes is 30 times more […]

Why and How You Should Create a Home Inventory for Insurance Purposes 

A large beige two-story house with white trim and dark red shutters, surrounded by greenery. Text overlay reads: Why and How You Should Create a Home Inventory for Insurance Purposes—advice from local insurance agents.

Most people have heard that they should keep inventory of the things they own in their home, but very few actually do. And those that do, rarely have one that is kept up-to-date. The good news is that putting together an inventory isn’t hard. It’s just very time consuming to make a list of everything […]

Rebuilding Your Business After a Natural Disaster 

blog image of a flooded office; blog title: rebuilding your business after financial disaste

The Federal Emergency Management Agency (FEMA) reports that 40 to 60 percent of small businesses never recover and re-open their doors after a disaster. It is in the best interest of your business to maintain both adequate insurance coverage and a disaster recovery plan so you’re prepared to bounce back when Mother Nature comes calling.   In […]