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Home & Homeowner's Insurance

Keep your home protected with the best insurance policies.

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Insurance Quote

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Get the Homeowners Coverage You Need

Research has shown that an alarming number of people that have suffered a total loss would not have enough insurance to replace their home.

"For most of us, this is the largest and most important investment we will ever make. Anybody can provide you with an ‘apples to apples’ quote. We think that no two apples are alike." - Michelle Hurlbut, Personal Lines Manager

Musty-Barnhart Agency takes the time to design an insurance program to suit your needs.

We are contracted with some of the top companies in the industry. Companies that not only offer excellent products and claim service but those that cater to your specific needs. Shape up your insurance with the people that will strengthen your coverage by providing you with products that are rock solid.

Our home insurance partners offer a variety of
coverage options, including:

  • Coverage for water that enters through your foundation
  • Guaranteed home replacement cost (not capped at 125%).
  • Identity theft coverage
  • Personal Injury Protection
  • Cyber Liability Coverage
  • Replacement cost contents coverage included for no additional cost
  • Up to $100,000 of coverage for water backup of sewer or drains
  • Equipment breakdown coverage
  • Service line coverage

Keep Your Home and Family Safe

Home insurance is essential for protecting your family and helping you recover after disasters. Talk to us today about which coverage is right for you based on your home’s value and risk factors. One of our Minnesota and Wisconsin based agents can help you insure your home for the first time, or switch to one of our insurance carriers.